Affordable Housing Resources
LIFE*SPIN CED Housing Initiative
Current Status: No Vacancy - the waiting list application process is available Monday-Wednesday from 10:00 a.m. - 4:00 p.m.
The LIFE*SPIN Housing Initiative is a sustainable housing initiative that has become an epicentre of community and neighbourhood development that benefits the whole area.
Compromised of:
5 Commercial Units (No Vacancy)
5 One-Bedroom Units (No Vacancy)
2 Bachelor Apartments (No Vacancy)
3 Two-Bedroom Units (No Vacancy)
We are working hard to get more affordable housing in London, and you can help us by signing your name here.
London Co-op Housing
LIFE*SPIN looks into London Co-operative Housing: A Kit -
Co-operative Housing Federation of Canada
720 Spadina Avenue, Suite 313 Toronto, Ont, M5S 2T9
The mission of the Co-operative Housing Federation of Canada (CHF Canada) is to inspire, represent and serve our members in a united co operative housing movement. CHF Canada sets out a strategic plan to meet member’s needs.
Tel: 519-453-0999
Email: info@chfcanada.coop
Centre of Hope - The Housing Stability Bank
281 Wellington St., London, Ont. N6B 2L4
The Housing Stability Support Bank offers financial assistance to low-income community members to obtain or retain their housing, and offers financial assistance to those at risk of homelessness to remain housed. They provide interest free loans to assist with Rental Arrears, first month’s rent (ODSP recipients only), and/or last month’s rent. Occasionally, they offer short-term grant money to use instead of loans. However, they tend to be depleted very quickly. Updated on May 1, 2023, the things they assist with:
Rental Arrears Grants-Households will be eligible to receive a Rental Assistance fixed income grant every 24 months. Households with a primary source of income of OW, ODSP, CPP, OAS may be eligible for a fixed income grant
· Loans: All other assistance provided is a fully repayable loan
· Eligibility Timeframe: Applicants are not eligible to receive assistance for the same item more than once in a 24-month period
· Exceptional Circumstances: those applying for Exceptional Circumstances related to combined HSB loans, the applicant must pay 25% of their outstanding loan balance in the form of a good faith payment before being approved for further assistance
· Overpayments: a tenant will need to pay any rental arrears owing above HSB assistance in order to be approved for a rental arrears loan in order to ensure the tenancy is maintained
They also assist with the completion of Ontario Electricity Support Program applications. Applications are completed by appointment only. Please contact The Housing Stability Bank for an appointment at one of the 9 locations throughout London.
Tel: 519-964-3663
Email: housing@centreofhope.ca
Canadian Mortgage and Housing Corporation - The Cornerstone
332 Richmond St., London, Ont. N6A 3C3
The Cornerstone provides 30 affordable apartments with on-site programs and employment for at-risk youth aged 16-25 years old. The Cornerstone provides a safe environment for at-risk youth, while encouraging them to explore options and supporting them to make positive choices. Their team is committed to working towards the elimination of youth homelessness.
Programming encompasses supportive housing, education, employment, family connections and interventions to address health concerns and/or addictions. The Cornerstone bridges the gap between youth and needed services in the community, by providing comprehensive resources, harm reduction, and serving as a connecting point for community partnerships.
Tel: 519-792-7794
Email: jbinder@cmhc.ca
Habitat for Humanity
2-40 Pacific Court, London, Ont. N5V 3K4
Habitat for Humanity is a non-profit organization that strives to provide opportunities for families to achieve affordable and sustainable home ownership as a means of breaking the cycle of poverty and strengthening communities. They provide quality and affordable homes to low-income individuals who cannot afford a conventional mortgage. They also sell new and used building and renovating materials and supplies between 50-80% below market cost. Habitat for Humanity applicants who would not normally qualify for bank mortgages, due to low incomes, are expected to carry the mortgage of the land, while materials to build the house are donated.
A family or individuals applying for home ownership through this organization must meet certain criteria.
Tel: 519-455-6623
Housing Access Centre
Citi Plaza ~ 355 Wellington St., Suite 248 (Second Floor), London, Ont. N6A 3N7
The Housing Access Centre (HAC) provides information, takes applications, and maintains the waitlist on behalf of the housing providers for social housing in the City of London and Middlesex County for housing such as:
Rent-Geared-to-Income Housing
Private Non-Profit Housing
Federal Non-Profit Housing
Co-Operative Housing
Rent Supplements/Subsidized Programs
The housing providers continue to be fully responsible for their own tenant/member selection.
Acceptance to housing is need-based and waiting lists are long. Units are available for families, seniors, physically and developmentally challenged, low-income earners, sole-support parents, and individuals discharged from psychiatric care.
Under certain circumstances, you may qualify for Special Priority Status or Urgent Status.
If you are applying for Co-Op Housing, subsidized or not, be sure to pick up your application from HAC.
To apply for Social Housing complete your application package.
Email: hac@london.ca
Tel: 519-661-0861
How to Access Subsidized Housing
If you missed this really informative workshop this past March with LIFE*SPIN’s Community Advocate, Leia Beland, please watch the recorded part of the meeting, including important information about changes to the waiting list rules!
Indwell
1430 Main St E, Hamilton, ON L8K 1C3
Indwell is a Christian charity that creates affordable housing communities that support people seeking health, wellness and belonging.
Tel: 905-529-0454
Email: info@indwell.ca
London Middlesex Housing Corporation
1299 Oxford St. East, Unit 5C5, London Ont. N5Y 4W5
The LMHC is a non-profit corporation that provides subsidized housing for the City of London and the County of Middlesex. They are the largest providers of RGI housing in this area. LMHC envisions healthy homes and communities. They have 3,282 housing units across 32 properties, for more than 5,000 people. The individuals are a diverse cross-section of low-income families, seniors, adults, and new Canadians.
There are many different kinds of affordable housing across London and Middlesex County. All applications for Rent-Geared-to-Income (RGI) housing must go through the Housing Access Centre.
Tel: 519-434-2765
Email: care@lmch.ca
Ontario Electricity Support Program
Mailing Address: PO Box 1540, Station B, Ottawa, Ont. K1P 0C7
The Ontario Electricity Support Program provides monthly on-bill credits for lower-income customers to help reduce their electricity bills. If you heat with electricity, or use electronically-powered medical devices, you may receive higher credits.
There are 3 ways you can apply:
Mail-in OESP Application Form
Free in-take agency
If you need assistance with your application, contact The Centre of Hope Stability Bank.
Tel: 855-831-8151
TTY: 1-800-855-1155
St. Leonard’s Society of London
405 Dundas St., London, Ont. N6B 1V9
St. Leonard’s Society of London offers youth community and school based programs, including housing for those who experience chronic homelessness. They also offer purposeful programs for adults and youth who are or could be in conflict with the law. Their mission is to support, advocate with, and empower individuals who are, or who are at risk of being justice-involved. Some programs can be accessed by anyone who wants service, but in other cases they may need a referral.
St. Leonard’s runs Project Home which is a stability/housing first program for homeless prevention. They believe that, as a city, they can solve homelessness, and work closely with a number of community partners to help reach this goal.
Tel: 519-850-3777